About the AIA Group Risk Super Plan (AROSS NO 2)

AROSS NO 2 is designed to provide insurance benefits to employees of Participating Employers within a superannuation environment.

The insurance cover available under AROSS NO 2 is Death cover (including Terminal Illness) and if chosen by the Participating Employer, Death and Total and Permanent Disablement (TPD) cover*.  For more information, refer to the Employer PDF in Forms and Brochures.

*As benefits relate to insurance only, there is no investment component in the Plan and Members cannot make any contributions or rollovers into the Fund for accumulation purposes.


  1. Significant tax savings available on Death and TPD benefits arranged through super.
  2. No Fringe Benefits Tax (FBT) on premiums paid through super.
  3. Attractive group rates and terms available for plans with a minimum of 15 lives.


Benefits to advisers

  • No administration burden
  • Retail opportunities from AROSS NO 2 business – potential to write retail / private insurance on members as well as financial planning
  • Receive competitive commission


Adviser Contacts

For all new business, underwriting, claims and general administration enquiries, please refer to our Forms & Brochures page or download the Adviser Manual

To find out more, contact AGI.